I have also been having this problem, and rather than replying at the time I just downgraded to 20.x That does seem to have fixed it.
What I had fogotten though was that a few years back I suffered a lot of slowdown issues - the VM would run normally and then suddenly freeze for 10-20 seconds, then come back. I delved into system logs and found I was getting hard drive timeout errors.
After suffering this for months and nearly driving me to my wits end, I stumbled across a post mentioning Time Machine snapshots. And lo and behold, deleting them completely fixed it.
While I have fixed it for now and don't need to go back to the latest version, I suspect that this may be the same issue. Here's past detailing how to remove the TM snapshots. Definitely woth a try. Please post back to let us know if it did or did not work.
https://forum.parallels.com/threads...-screen-critical_structure_corruption.368907/
In my case I was not using ANY VM snapshots as using Mac Time Machine. After the corruption hit I did some which does not change the status too much. For my situation only fall-back to the Parallels version 20.4.1 works now stable for weeks (Windows-10 and WIndows-11 VMs both failing with 26.x and both flawless now with 20.4.1) , HENCE I am not willing to make any upgrades until Parallels will CONFIRM officially that the issue has been found and solved.
Who knoes the currents status from PARALLELS for this critical problem?